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These Terms & Conditions apply to every interaction with your ayamjp login account — from the moment you complete registration through to every transaction processed via DANA, OVO, GoPay or QRIS. We define account eligibility, permitted use, transaction limits, and the conditions under which an account
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may be suspended or closed. Deposits made through QRIS and DANA are subject to the clearing timeframes of each respective payment rail, which we outline within the payment section of these terms. Any activity that conflicts with these conditions — including the creation of multiple accounts
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or misrepresentation of identity — constitutes a breach. Access to specific features depends on local law, and we reserve the right to restrict functionality in any region where applicable regulations require it. We keep these terms updated and will notify you of material changes via the
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registered contact on your account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.